Do you know what you can afford? Find out and hold the rate for up to 120 days.
A Pre-Approval is an important first step in getting a mortgage for 2 reasons:
- The pre-approval gives you a good idea of what mortgage size you can afford.
- The pre-approval will hold a rate for up to 120 days, protecting you from any sudden rate increases.
Your mortgage pre-approval will be based on the information given and the supporting documentation provided by you. Lenders will review the following factors before deciding whether you qualify for a mortgage:
- Your income
- Your debts
- Your employment history
- Your credit history
- Your identity
- Your property value (if applicable)
To receive your mortgage pre-approval, fill out our online mortgage application. Once your information has been reviewed, I will be in contact with you.